Free Tools / Personal finance
Loan Payment Calculator
Estimate monthly payments and interest for a fixed-rate loan, excluding fees.
Free to use · No account neededResult chart
Worked example
Loan amount: 12000 € · Annual interest rate: 6 % · Number of months: 36 → Monthly payment: 365.06 € · Total interest: 1142.28 € · Total: 13142.28 €
How is it calculated?
r = Annual interest rate ÷ 1,200 · Monthly payment = Loan amount × r ÷ (1 − (1 + r)⁻ⁿ) · r = 0 → Loan amount ÷ n · n = Number of months
Is the calculator free?
Free to use · No account needed.