Financial overview
See income, spending and what’s left.
Financial analysis
See where your money goes.
Track what’s left after expenses, see how long savings could last, and spot what’s driving changes in spending.
Financial cushion
Estimate how long your savings could last without income.
Financial insights
Find the categories behind spending changes.
The big picture and the details
See your full financial picture.
From the total to an individual entry.
Compare months.
Track income, expenses and balance.
MonthYearPeriod
Income and expenses
IncomeExpenses
What does the comparison show?
The monthly view shows the selected month and the four preceding months; the yearly view shows January–December. The chart for a custom period shows up to the last 12 months.
Expenses are compared with the previous period. If the period has not yet ended, the comparison uses the corresponding elapsed days. Tap a month in the app to open its statistics.
Where do you spend the most?
Folder totals and their share of overall expenses.
Where you spend
Home€1,031.90 40.0%
Audi A6€642 24.9%
Children€480 18.6%
Holidays€425 16.5%
From a folder to an expense
Folders are sorted by highest spending. You can see the amount, percentage share and comparison bar. Tap a folder, then a category, to open the related entries.
The main list highlights the five largest folders or categories. The rest are grouped as “Other”, and you can expand the full list.
A month, a year or your chosen dates.
Trends and forecasts
Spot
changes sooner.
Trends, changes and an approximate monthly forecast help you understand where your spending is heading.
- Rising and falling expenses
- Comparison with the previous period
- Share of recurring payments
How much data is needed to identify spending trends?
The app highlights the largest expense category and the category with the biggest monetary increase. A consistent trend is identified using three full months, each with entries.
A forecast for the current month appears after at least 7 days, with expenses on at least 3 different dates. It is based on your current spending pace. This is an approximate calculation, not an AI recommendation.
Monthly spending trend
Estimated monthly forecastIf your spending pace stays the same≈ €2,420
Recurring payments€650 · 18.1% of income
Illustrative examples. The forecast appears when there is enough data.
9:41▴ ▰
Statistics⚙
▢ November 2026⌄
Expenses€1,031.90
Rental income€1,000
Balance−€31.90
Housing expenses
€1,031.90Expenses
Rent / loan€650 · 63.0%
Utilities€283.90 · 27.5%
Other€98 · 9.5%
Utility expenses trend
ElectricityGasWaterHeating
↗ Heating +€12€96 → €108›
Export PDF
HomeNotesCalendarStatisticsMore
For every folder
Understand your
home expenses.
Separate rent or mortgage, utilities and other expenses.
- Rent, mortgage and utilities
- Monthly changes and comparisons
- Rental income and balance
Tap a category to view its entries.
What will I see in home statistics?
The doughnut chart shows three groups: rent / mortgage, utilities and other expenses. Utility lines compare the monetary amounts of individual categories by month.
Rental income and balance are shown when received rental income is linked to the folder. In the overall statistics, the utility chart shows money, not kWh or m³.
Financial report
The full report.
In one PDF.
Summary, charts and detailed entries — easy to save or share.
- Received and expected income
- Expenses and upcoming payments
- Sharing and printing
What is included in the PDF?
The period, currency, summary, monthly bars, category doughnut chart and expense entries. It also includes recurring payments already recorded and payments still scheduled.
The overall report shows received and planned income and the balance after upcoming payments. Expected income is not included in the balance. Payments already recorded are not added to expenses a second time.
PDF preview is available in the app. Saving, sharing and printing require PRO. Insights and the utility expense line chart are not included in this PDF report.
SpendOutlineFinancial report
All catalogs · November 2026 · EUR
Income€3,600
Expenses€2,578.90
Balance€1,021.10
IncomeExpenses
Expense records| Date | Category | Amount |
|---|---|---|
| Nov 01 | Rent / loan | €650.00 |
| Nov 03 | Electricity | €62.00 |
| Nov 05 | Fuel | €68.00 |
| Nov 08 | Heating | €108.00 |
Illustrative report · Sample data